PRIVACY-FIRST FINANCE · iOS

Your money is
nobody's business
but yours.

Zeronance tracks your spending, savings goals and cash flow entirely on your iPhone. No account. No cloud. No one watching over your shoulder.

Download on the App Store
End-to-end encrypted · stored only on your device
TUE · 17 JUNE
Home
Spendable this month
€1,556
Bills €1,669
Pockets €575
Spendable
Net Worth
€23,180
Pockets
See All
Emergency
€2,350 · reserve
Japan
€900 / €3.5k
Guitar
Achieved
Recent
See All
REWE
Groceries · Today
−€42.80
Figma
Software · 14 Jun
−€15.00
Home
Pockets
Add
Calendar
Flow
100% on-device
No account, ever
AES-256 encrypted
No subscriptions
PRIVACY BY DESIGN

Most finance apps send your data to the cloud. Zeronance doesn't have one.

Every transaction, receipt and savings goal is stored in an encrypted database on your iPhone — never on our servers, because there are no servers.

Local-first by default

Your finances live in a local on-device database. No cloud, no servers, no account — ever. Opt into private iCloud sync only if you want it.

AES-256 encrypted backups

Export a password-protected backup to iCloud Drive, an external disk or AirDrop. The key never leaves your hands.

On-device receipt OCR

Receipts are scanned with Apple's Vision framework right on your phone. No image or text is ever sent to an external API.

Flow
Calculated automatically from your accounts
INCOME
€3,800
Main Checking
balance €3,120
Bills
€1,669
Savings
€575
Spending
€1,556
ROUTED THIS MONTH
€3,800 in · €3,800 out
Balanced
Recreate this at your bank: add standing orders from Main Checking to Bills, Savings & Spending. Zeronance works out each amount from your income, recurring bills and goals — no manual math.
Home
Pockets
Add
Calendar
Flow
ACCOUNT ROUTING

See exactly where your money goes.

Map your real banking setup as nodes — checking, bills, savings, spending — and watch gentle particles trace each flow. Confirm at a glance that the whole month balances.

Proactive budgeting — planned savings and bills are subtracted before you see what's spendable.
Animated node-and-link graph makes a complex setup instantly understandable.
Calculated and rendered entirely on your device, in real time.
EVERYTHING YOU NEED

A complete finance tracker. None of the surveillance.

Pockets & goals

Envelope budgeting that works for you. Set a goal like “Japan — €100/mo” and Zeronance deducts it from your spendable balance automatically.

Emergency
€2k / €6k
Japan
€900 / €3.5k
Guitar
€175 / €450
On-device receipt scanning

Point your camera at a receipt. Apple's Vision framework extracts the merchant, total and date — locally — and you confirm before saving.

EXTRACTED ON DEVICE
MerchantREWE
Date17 Jun 2026
Total€42.80
Recurring & calendar

Rent, Netflix, insurance — set the rhythm once and see every upcoming bill on a calendar, with a local reminder a day or two before it's due.

JUNE 3 BILLS DUE
14
15
16
17
18
19
20
Tax-ready exports

Flag deductible expenses as you go, then generate a clean PDF or CSV grouped by category — ready to hand to your accountant or tax software.

Software · 2026€480.00
Home office€1,240.00
Export PDF · CSV
SIMPLE PRICING

Pay once. Yours forever.

The whole app is free to use. Unlock unlimited everything with a single one-time purchase — no subscription, ever.

FREE
€0forever

Everything you need to start tracking privately.

1 Pocket & routing account
3 receipt scans / month
Dashboard, pockets & flow graph
100% local & encrypted backups
Get Zeronance free
ONE-TIME
ZERONANCE PRO
€9.99once

Every limit removed. No subscription, no account.

Unlimited Pockets & accounts
Unlimited receipt scans & recurring
Auto iCloud sync & backups
Tax flagging · PDF & CSV export
Bill reminders
Unlock Pro · €9.99
QUESTIONS

Frequently asked

Entirely on your iPhone, in an encrypted on-device database. There is no Zeronance account and no Zeronance server — your data never leaves your device unless you explicitly choose to.

No. We literally cannot see them. Because everything is processed and stored locally, including receipt scanning, your transactions are never transmitted to us or any third party.

iCloud sync is fully optional and end-to-end encrypted through your own private iCloud. It lets you sync across your Apple devices without us ever being able to read the contents.

Yes. The app is free to use, and Zeronance Pro is a single one-time purchase of €9.99 that unlocks every limit forever. No subscriptions, no recurring charges, ever.

It stays on your device, and you can export an AES-256 encrypted backup at any time to iCloud Drive, an external disk, or via AirDrop — so you always keep full control of your records.

Zeronance is a native iOS app for iPhone and iPad, built on SwiftUI and Apple frameworks, and requires iOS 17 or later.

Take back your financial privacy.

Download Zeronance and start tracking your money where it belongs — on your iPhone, and nowhere else.

Download on the App Store
Free to download · Pro is a one-time €9.99 · Requires iOS 17+
LANGUAGE English Deutsch Français Español Italiano Português Nederlands Polski Svenska Dansk Norsk
© 2026 Zeronance. All rights reserved. Made for iOS · Not affiliated with Apple Inc.